Retirement Planning Rancho Santa Fe

The White Paper You MUST Read!

Retirement Planners to Rancho Santa Fe Residents: Plans You Should Be Making Today for Your Retirement, PART 1

retirement planning

Most Rancho Santa Fe residents imagine our retirement years to be spent doing the things we’ve always wanted to do, but have never had the time for. We dream about spending more time exploring our interests, reading, playing tennis or golf, dining out and visiting far-flung corners of the globe. We think about how nice it would be to travel without having to stress about leaving our businesses in someone else’s hand and about spending every available weekend and holiday with our families.

This is precisely why they’re called the “Golden Years!”

Unfortunately, some Rancho Santa Fe residents fail to plan adequately for the years they will spend post-retirement and as a result, they simply don’t enjoy the freedoms and standard of living they’ve hoped and even worked for. According to the U.S. Census Bureau, most Americans have a good 18 years of retirement, so it is key that you plan, plan, plan! Failing to do so will cause you to lose more than just your country club membership; it could very well deny you the long-term-care you may need one day.

Planning for Retirement: Step # 1

“You’ve got to look at your financial portfolio today, no matter how young or old you are and you’ve got to make a solid plan that accounts for every cent going in and every cent going out,” explains John Lohrenz, a LPL financial advisor and retirement planner serving Rancho Santa Fe and surrounds. “If there is a shortfall, you’ve got to make the necessary adjustments and the sooner the better. No one should spend their retirement counting pennies and cutting out coupons.”

Your first step in planning for your retirement years should be to meet with an experienced LPL financial advisor or wealth manager. It won’t take longer than an hour – if that – to draft a solid and comprehensive financial plan, which will outline the steps you need to take to ensure that you’ll enjoy a comfortable retirement. This process really begins by looking at what you owe and what you own. What does your current wealth amount to minus any debts you owe? In other words, what is your net worth?

For More Retirement Planning Advice, Read the Next in the Series:
Asset management Rancho Santa Fe, PART 2
Financial planning Rancho Santa Fe, PART 3
Financial Advisor Poway, PART 4

Contact us!
If you want to get started on your journey today or would like individualized investment/financial advice from LPL financial advisor, John Lohrenz, please contact JKL Wealth Management at:

Phone: (858) 535-1705
Fax: (858) 535-1701
Email: john.lohrenz@lpl.com

Alternatively, fill out the Contact Form and we’ll get back to you shortly.

Physical Address
731 S. Hwy 101, Suite 2K, Solana Beach CA 92075

Securities and Advisory services offered through LPL Financial, a registered investment Advisor. Member FINRA/SIPC.


About Rancho Santa Fe, San Diego

Rancho Santa Fe – situated north of the larger San Diego metropolitan area – is only four miles inland from the Pacific Coastline. When looking at a world map, Rancho Santa Fe is located 117.21 degrees west of the prime meridian and is positioned 32.99 degrees north of the equator. The area sits 245 feet above sea level. With regards to population, 93.4% of Rancho Santa Fe residents are Caucasian, with over half of the population being made up of females. Over half of the residents here are also married. Architectural firm Requa and Jackson developed the master plan of Rancho Santa Fe, with employee Lilian Rice designing the village center and the many houses throughout the area.