Retirement Planning North County

The White Paper You MUST Read!

North County Retirement Planning Experts Help Parents Teach Their Kids the Basics of Investing, PART 5

Retirement Planning North County

Financial Advisor North County, PART 1: Introduction
Wealth Management North County, PART 2: The A’s of Investing
Asset Management North County, PART 3: The B’s of Investing
Financial Planning North County, PART 4: The C’s of Investing

Welcome to the final installment of our series on the ABCs of investing. Please click on the above-featured links to recap on the content previously covered.

The Advantages and Challenges of Financial Assets

As it was explained in Part 4, there is no sure-fire way or success formula for securing maximum returns when investing in financial assets and ultimately, there is always risk involved. But, the greater the risks, the greater the chance of higher and faster returns and for that reason, investing in financial assets can seem somewhat like gambling.

Dividend-paying stocks and blue-chip stocks tend to be at the lower end of the risk spectrum, while growth stocks and small company stocks lie at the higher end. Bonds can also be risky with U.S. Treasury bonds offering the safest and most reliable options and junk bonds being the riskiest.

The way North County retirement planners and investment advisors counteract this risk is to diversify the financial portfolios of their clients and to invest in many different stocks and bonds. Spreading out your money across the different kinds of financial assets means you won’t suffer a terrible blow if one of your corporate stocks plummets. A diversified portfolio – especially one managed by an experienced LPL financial advisor – typically experiences healthy growth over time and far more growth than the interest earned on cash stashed away in a savings account.

A Final Note from JKL Wealth Management’s North County Retirement Planners

The idea of investing can seem exceptionally complicating and intimidating, especially to our children who are just coming to terms with the idea of handling their own money. Since we all want our hard-earned money to count for something, deciding where to invest it can be incredibly daunting. The reality of the situation is this: (1) investing is the smartest way to make your money work for you, rather than you working for your money and (2) it’s actually not that complicated!

There are three major kinds of investments – cash, real assets and financial assets – and with the advice of experienced North County retirement planners and investment advisors we can help you make the right investment choices that will see you and your children experiencing healthy and steady financial growth.

Contact us!
If you want to get started on your journey today or would like individualized investment/financial advice from LPL financial advisor, John Lohrenz, please contact JKL Wealth Management at:

Phone: (858) 535-1705
Fax: (858) 535-1701
Email: john.lohrenz@lpl.com

Alternatively, fill out the Contact Form and we’ll get back to you shortly.

Physical Address
731 S. Hwy 101, Suite 2K, Solana Beach CA 92075

Securities and Advisory services offered through LPL Financial, a registered investment Advisor. Member FINRA/SIPC.


About North County, San Diego County

North County – the second largest of the San Diego metropolitan region – can be found on the southwestern coast of America, in the state of California, San Diego County. The name “North County” originates way back to the 1970’s when numerous communities within the region had not yet been incorporated into the city of San Diego. Nowadays, with some cities having become incorporated, North County continues to expand and grow as a very influential area of the Greater San Diego metro area. This region provides locals with some of the top beach walks and running, trail walks, paddling, fishing, and diving in America. No matter where you are in North County, all the areas provide outdoor enthusiasts with sights of interesting wildlife, pretty flora and beautiful natural surroundings.