Financial Advisor San Diego

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8 Things Really Smart People Have to Say About Retirement, PART 1


Working in the fields of finance, investment and wealth management in San Diego, you get to meet all kinds of people, all of whom have different jobs and varying life philosophies. What all of the successful ones have in common is a distinct perspective on issues of life and money and that is that success doesn’t come by accident: it is the product of good planning and design. That is what we’re all about as LPL financial advisors in San Diego and yet, in spite of the fact that it’s my job to focus on planning for other people, I have still been able to learn so much from some incredibly smart and successful clients.

Here are 8 important life (and money) lessons we could all benefit from learning…

Lesson # 1: There Is More to a Happy Retirement Than Money

It can be very hard for younger San Diego residents to wrap their brains around this because we are all so focused on career success, building wealth and being able to afford the nicer things in life. But as you get older, you realize that the nicer things in life aren’t gold watches, first class tickets and flashy rides. Before you spend the best years of your life killing yourself for your business, remember the following wisdom…

“Time is the number one commodity and time spent today cannot be bought back tomorrow. Remember that now, because when you’re older and looking back at your life, you want to feel that you did some living; that you spent time enriching yourself, exploring the world and enjoying quality time with friends and family.”
- Tim R., JKL Wealth Management client, 68

This may sound like the oldest cliché in the book, but it couldn’t be truer. I’ve met too many desperately unhappy people in San Diego who achieved fantastic business success, but who fell short of personal success.

Lesson # 2: Luck Won’t Make You Successful, Smart Choices Will


Good financial planning, saving and investing are all pathways San Diego residents must take in order to enjoy a happy and comfortable retirement.

“Look at your life right now. What are you doing to become rich? If you’re simply doing your job every month and relying on your employer to put aside money for your retirement, you’re not doing anything. You’ve got to educate yourself, speak to your financial advisor, start saving, make some investments and most of all, you’ve got to live beneath your means while you’re young. Wealthy people don’t become wealthy by spending money; they get wealthy by saving it within reason.”

Kathy M., JKL Wealth Management client, 52

Become proactive in the management of your wealth, no matter how young or old you are.

For More Things Smart People Have to Say About Retirement Planning:
Wealth Management San Diego, PART 2
Financial Planning San Diego, PART 3
Retirement Planning San Diego, PART 4

Contact Us!
If you want to get started on your journey today or would like individualized investment/financial advice from LPL financial advisor, John Lohrenz, please contact JKL Wealth Management at:
Phone: (858) 535-1705
Fax: (858) 535-1701
Alternatively, fill out the Contact Form and we’ll get back to you shortly.
Physical Address
731 S. Hwy 101, Suite 2K, Solana Beach CA 92075

Securities and Advisory services offered through LPL Financial, a registered investment Advisor. Member FINRA/SIPC.

About San Diego, California

San Diego – a predominant hub for the healthcare and biotechnology development sectors of the state – is located on the Pacific Ocean coast in California, United States, just north of the border with Mexico. Within the city there are a total of 52 community planning areas, altogether containing over 100 distinct neighborhoods. Out of all the cities in America, San Diego is the eight biggest as there are over 1,322,553 residents within the city’s borders, as documented in 2012. Combine San Diego’s mild and sunny climate with its vast white beaches and this makes San Diego the perfect destination for beach and outdoor enthusiasts. “Silicon Beach” city, as it is nicknamed, is the seat of the San Diego County.