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"I began guiding families and planning for their retirement lifestyles 25 years ago. The principle of our firm is to develop and implement custom investment plans for a dependable income in retirement. This starts with a floor income plan that is stable and gives them confidence that their base expenses are comfortably covered. This frees them to enjoy hobbies, travel, purposeful relationships, and adventurous enrichment. The most rewarding part of my business has been to cou

Financial advice is an interesting profession to be in as telling someone to do something that is not predictable is hard. It could be the wrong advice for someone and still be right! It is all about going deeper than a questionnaire on risk tolerance. If someone is highly risk averse gets a sudden drop and is over whelmed they will sell a good investment that is only good if held for a long period. It only shows how important the discovery process is and professionally unco

Qualcomm Executive Retires at 51 With $300K Guaranteed Annual Income and a $5M+ Legacy Plan Client Overview Name: Jack (Qualcomm Executive) Status: Married, one child Started Planning: 2005 (late 30s) Retired Age: 51 Goals: Financial independence by early 50s Secure, lifelong income for both spouses Leave a $5M+ legacy to their son Financial Planning Strategy Diversify from Concentrated QCOM Stock Holdings Valued at $7.5M Used a 10b5-1 plan to systematically sell shares Paid

Did You Know? 23% of Americans over 50 are delaying retirement due to financial concerns up from 14% in 2024… 44% are worried about inflation and 34% concerned with recession risk and a stock market decline. The average retirement age in the US is age 62. No coincidence that this is the year Social Security benefits can be claimed. Full retirement age is 67 and those who wait until 70 get an additional 24% boost in their monthly checks. Longevity is the key to breakeven point

White House Press Secretary statement this morning made me just laugh and turn the financial news to something more realistic. The word tariff has never had so much world exposure. It has been an irritant for anyone trying to forecast anything from companies, investors, and consumers. On again off again, on again off again. It’s nuts! It has even coined a phrase TACO (Trump Always Chickens Out) that markets participants now don’t believe Trump will follow through on his initi

Do you need to find some quick inspiration and motivation to jump start your life? Are you looking to improve your health, your wealth, and your relationships? ​ Imagine making simple changes that allow you to lead to a life of happiness, prosperity and joy DAILY. Interrupt the negativity and the flow of news in your day and substitute it with activities and thoughts that bring you purpose and more control in a world that often feels heavy and out of control. Priorit

Overview My dear friend Julie’s world was shattered when her husband suddenly died of a heart attack. At the time of Jim’s death, he and Julie lived in a gorgeous California house, with a luxurious pool and more square footage than they needed. Suddenly responsible for this mortgage and all of their expenses, Julie was losing sleep and worrying deeply about her retirement. She knew she would have to invest aggressively in order to cover her basic expenses and understood the u

The markets have given investors much to cheer about over the last 2 years recording 20% plus gains for the first time since the late...

"One of the best investments you could ever make is to spend time and effort planning your financial future. However, it takes a skilled...