Hello, I'm John...
"I began guiding families and planning for their retirement lifestyles 25 years ago. The principle of our firm is to develop and implement custom investment plans for a dependable income in retirement. This starts with a floor income plan that is consistent and gives them confidence that their base expenses are covered. This frees them to enjoy hobbies, travel, purposeful relationships, and adventurous enrichment. The most rewarding part of my business has been to counsel families to enjoy a happy and healthy retirement together.
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I look forward to talking to you about your custom planning needs."
John Lohrenz
President of JKL Wealth Management
NAMED 5 STAR WEALTH MANAGER BY FIVE STAR PROFESSIONAL IN 2012, 2016-2018, 2020, 2024 & 2025*
*Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2012, 2016-2018, 2020, 2024, 2025 Five Star Wealth Managers.”
“I have been working with John as my sole financial advisor since I retired as a Marketing Account Executive for AT&T almost 30 years ago. Through those many years I can definitely say ours has been a wonderful and collaborative relationship. I could cite many reasons why John is such a successful caretaker and builder of financial portfolios, but one of his greatest attributes is his ability and willingness to LISTEN. Since 1997, our partnership has stood the test of time because he sincerely cares about each and every one of his clients. He knows very well what our personal goals, hopes and dreams are at any given stage of our lives--and he works very hard to help us pursue them. Elsie B., Retired
“This statement is a testimonial by a client of the financial professional as of 11/12/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
What makes me different...
Get a second opinion on your retirement strategy
My Wealth Management Services
Income Investing
Income investing is an investment strategy that prioritizes generating a steady stream of income from investments, rather than solely focusing on capital appreciation (growth). It can be a valuable strategy for creating a steady income stream, especially for retirees or those seeking supplemental income. However, careful planning, diversification, and understanding the associated risks are crucial for success. Consulting with a financial advisor can also provide valuable guidance in developing a personalized income investing strategy.
Retirement Planning
Embarking on the journey to early retirement requires thoughtful preparation and proactive decision-making. Begin by clarifying your priorities and understanding the financial milestones necessary to achieve your vision of financial independence. Each step you take brings you closer to a future where your time is your own.
Investment Management
Investment management, also referred to as asset management or portfolio management, is the professional handling of an individual's or institution's financial assets and securities to pursue specific investment goals. Investment advisor representatives are typically held to a fiduciary standard, meaning they have a legal and ethical obligation to act in their clients' best interests.
Concentrated Stock
A concentrated stock position occurs when a large portion of an investor's portfolio is invested in a single stock, often exceeding 10% of the total portfolio value. This situation can arise from various factors, including stock options, inheritance, or long-term holdings in a successful company. While it can lead to significant gains if the stock performs well, it also exposes the investor to substantial risk, as a decline in the stock's price can severely impact the portfolio's overall value.
Legacy Planning
Legacy planning is a holistic approach to ensuring your values, wishes, and assets are preserved and passed on to future generations. It goes beyond traditional estate planning, which primarily focuses on the legal and financial aspects of wealth transfer, by incorporating personal and ethical considerations.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
